If you have a sweet tooth and love the rich, creamy decadence of classic Italian desserts, you are going to fall head over heels for this Millionaire’s Tiramisu Recipe. It takes the beloved tiramisu concept and elevates it with luscious layers of mascarpone cream, a hint of coffee liqueur, and an irresistible drizzle of caramel sauce that makes every bite feel like a little slice of heaven. This dessert is as easy to make as it is delightful to eat, perfect for impressing guests or treating yourself to a special homemade indulgence.

Ingredients You’ll Need
To create this spectacular Millionaire’s Tiramisu Recipe, the ingredients are refreshingly simple yet each plays a crucial role in building the unforgettable flavors and textures that make this dessert so indulgent.
- 1 1/2 cups heavy cream: Provides the rich, airy base that gives the tiramisu its signature silky texture when whipped.
- 1 cup mascarpone cheese: The luxurious, creamy heart of the dish, offering the perfect balance of tangy and smooth flavor.
- 1/2 cup powdered sugar: Sweetens the mascarpone and cream mixture softly without any graininess.
- 1 teaspoon vanilla extract: Adds warmth and depth to the cream filling.
- 1 cup brewed coffee, cooled: Essential for soaking the ladyfingers, infusing them with rich coffee flavor that ties everything together.
- 1 tablespoon coffee liqueur (optional): Brings an extra layer of complexity and boozy warmth if you like a spirited touch.
- 20-24 ladyfingers: The classic sponge-like cookies that soak up the coffee mixture perfectly without becoming soggy.
- 1/4 cup caramel sauce, plus extra for drizzling: A sweet, buttery surprise that makes this tiramisu feel truly millionaire-worthy.
- Cocoa powder, for dusting: Finishes the dessert with a beautiful chocolatey touch, balancing sweetness with a hint of bitterness.
- Chocolate shavings (optional, for garnish): Adds a lovely texture and visual appeal to the final presentation.
How to Make Millionaire’s Tiramisu Recipe
Step 1: Whip and Prepare the Cream Mixture
Start by whipping the heavy cream in a large bowl until you get soft peaks—that fluffy cloud-like texture is key to a light tiramisu. In a separate bowl, combine mascarpone cheese with powdered sugar and vanilla extract until you have a smooth and luscious mixture. Then, carefully fold the whipped cream into the mascarpone blend, making sure to maintain the fluffy consistency without deflating it. This creates that dreamy, creamy filling that will be layered into your dessert.
Step 2: Prepare the Coffee Soak
Mix the cooled brewed coffee with the coffee liqueur if you’re using it in a shallow dish. This mix will be your soaking liquid for the ladyfingers. The coffee flavor is crucial to tiramisu’s identity, and the liqueur adds a lovely extra pop that makes it feel like a grown-up treat.
Step 3: Layer the Ladyfingers and Cream
Quickly dip each ladyfinger into the coffee mixture, making sure not to soak them for too long to avoid sogginess. Arrange a layer of these soaked ladyfingers at the bottom of a 9×9-inch baking dish—that crispy, coffee-soaked base sets the stage for everything wonderful to come. Then, spread half of the mascarpone cream over the ladyfingers in an even layer.
Step 4: Add the Final Layers and Caramel Drizzle
Repeat the process with another layer of dipped ladyfingers followed by the remaining mascarpone cream. To take this Millionaire’s Tiramisu Recipe to the next level, drizzle caramel sauce generously over the top. This sweet, buttery layer is what makes this tiramisu truly special and decadent.
Step 5: Chill and Finish
Cover the dish tightly and refrigerate for at least 4 hours, but overnight chilling is even better. This allows the flavors to meld beautifully and the dessert to set perfectly. Just before serving, dust the top with cocoa powder and add optional chocolate shavings for that elegant finishing touch.
How to Serve Millionaire’s Tiramisu Recipe

Garnishes
Adding a dusting of cocoa powder is classic, but sprinkling chocolate shavings or even a few flakes of sea salt over the caramel drizzle can create a perfect sweet-salty balance. Fresh mint leaves or edible gold leaf can make this dessert feel like a showstopper for special occasions.
Side Dishes
This tiramisu pairs beautifully with fresh berries or a simple mixed fruit salad to provide a refreshing counterpoint. A scoop of vanilla gelato or a shot of espresso served alongside can also elevate your dessert experience, making every bite and sip harmonious.
Creative Ways to Present
Try serving portions of the Millionaire’s Tiramisu Recipe in individual glass cups or mason jars for a charming, rustic look that’s perfect for parties. Layering the components visibly adds a visual wow factor. You could also pipe the mascarpone cream for a more polished, bakery-style finish.
Make Ahead and Storage
Storing Leftovers
Store any leftovers covered tightly in the refrigerator and consume within 2-3 days for the best texture and flavor. The creamy layers may firm up, but the dessert remains delicious and indulgent.
Freezing
If you want to keep this dessert longer, you can freeze it. Wrap it well with plastic wrap and a layer of aluminum foil. When you’re ready to enjoy, thaw it slowly overnight in the refrigerator to maintain its creamy texture.
Reheating
Tiramisu is best served chilled, so reheating is not recommended. Instead, allow it to sit at room temperature for about 15 minutes before serving to soften the cream slightly and enhance the flavors.
FAQs
Can I make the Millionaire’s Tiramisu Recipe without coffee liqueur?
Absolutely! The coffee liqueur is optional and mainly adds a gentle boozy note. The flavor of brewed coffee alone is enough to create a delicious tiramisu.
What can I substitute for mascarpone cheese?
If mascarpone is hard to find, you can substitute it with a mixture of cream cheese and heavy cream, but mascarpone remains the best choice for authenticity and flavor.
How long should I soak the ladyfingers?
Dip each ladyfinger quickly—about 1-2 seconds—to prevent them from becoming too soggy and disintegrating in the dessert.
Can I prepare this tiramisu ahead of time?
Yes! In fact, making it a day ahead improves the flavor as the layers meld together perfectly in the refrigerator.
What is the best way to serve this dessert?
Serve chilled with a dusting of cocoa powder and a drizzle of caramel sauce for the full millionaire experience. Adding chocolate shavings or fresh berries can also enhance the presentation and taste.
Final Thoughts
There is something truly magical about the Millionaire’s Tiramisu Recipe — it’s a dessert that feels luxurious yet is incredibly easy to make at home. The rich mascarpone cream, the coffee-soaked ladyfingers, and that unforgettable caramel drizzle come together to create a stunning finale to any meal. I can’t wait for you to try it and share this delightful experience with your loved ones!
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Millionaire’s Tiramisu Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 4 hours 20 minutes
- Yield: 8 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: Italian
Description
Millionaire’s Tiramisu is a luxurious twist on the classic Italian dessert, featuring layers of coffee-soaked ladyfingers combined with a silky mascarpone and whipped cream mixture. Enhanced with rich caramel sauce and dusted with cocoa powder, this indulgent treat is perfect for special occasions or a decadent dessert that will impress your guests.
Ingredients
For the Cream Mixture
- 1 1/2 cups heavy cream
- 1 cup mascarpone cheese
- 1/2 cup powdered sugar
- 1 teaspoon vanilla extract
For the Layers
- 1 cup brewed coffee, cooled
- 1 tablespoon coffee liqueur (optional)
- 20–24 ladyfingers
- 1/4 cup caramel sauce, plus extra for drizzling
For Garnish
- Cocoa powder, for dusting
- Chocolate shavings (optional, for garnish)
Instructions
- Whip the Cream: In a large mixing bowl, whip the heavy cream to soft peaks, creating a light and airy texture essential for the creamy filling.
- Prepare Mascarpone Mixture: In a separate bowl, combine mascarpone cheese, powdered sugar, and vanilla extract, mixing until smooth and creamy.
- Fold Cream into Mascarpone: Gently fold the whipped cream into the mascarpone mixture until thoroughly combined and creamy, ensuring a smooth consistency without deflating the whipped cream.
- Mix Coffee and Liqueur: In a shallow dish, stir together the cooled brewed coffee and coffee liqueur (if using) to make the soaking liquid for ladyfingers.
- Dip Ladyfingers: Quickly dip each ladyfinger into the coffee mixture, soaking just enough to absorb flavor without becoming soggy.
- Layer Ladyfingers: Arrange a layer of dipped ladyfingers at the bottom of a 9×9-inch baking dish, forming the base of the dessert.
- Add Mascarpone Cream: Spread half of the mascarpone cream mixture evenly over the ladyfinger layer, covering them completely.
- Repeat Layering: Add another layer of dipped ladyfingers on top of the cream and then spread the remaining mascarpone mixture over them.
- Drizzle Caramel: Generously drizzle caramel sauce over the top layer to add richness and a sweet finish.
- Chill the Dessert: Cover the dish and refrigerate for at least 4 hours to allow flavors to meld and the dessert to set; overnight chilling is recommended for best texture and taste.
- Garnish and Serve: Before serving, dust the top with cocoa powder and optionally garnish with chocolate shavings for an elegant presentation.
Notes
- Use strong brewed coffee for the best flavor infusion in ladyfingers.
- Do not soak ladyfingers for too long to prevent a soggy texture.
- Chilling overnight enhances the melding of flavors and improves texture.
- For a non-alcoholic version, omit the coffee liqueur.
- Caramel sauce can be homemade or store-bought for convenience.
- Ensure heavy cream is cold before whipping for better volume.
- Serve chilled for optimal taste and consistency.

